Please take a look around, and feel free to .
Well,it might be efficient to you based on the country you are from but to me I don't think that this payment processor is efficient. Instead of using PayCo,I will rather settle down with payment processors like OKPAY,EGOPAY or even HD-MONEY.You should check out PayCo. They're actually very efficient.
Totaly interest per year is 4%. The rate still too low dude, it is better if you have around $1 billion in your account, but if that is only less than that, your earning would be so much small.Obviously PM is trying. I got Interest of last Month. If I knew it will come that Month I would have kept more Money in the Account so that the Interest to be more higher to what they sent. Anyway PM is just trying.