Same like Paypal. you have to verified first in order to withdraw your money. It seems that STP and Paypal is getting better and starting to be similiar to each others.STP has some issues with the withdrawal unless the profile is verified. i think this is the reason many peoplea re using the STP for most of their usage and think they could do better with the earning that way. I think we can see how the people should be spending money instead of verification.